Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.
Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.
No, you can choose a car from any reputable dealership, your account manager is a sourcing vehicle specialists he/she will find you the best deal on the market either from our dealer stock list or by our network of dealerships.
| Finance Features: | Hire Purchase (HP) | Personal Contract Purchase (PCP) | Personal Loan |
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| Requires initial deposit | Optional | Optional | |
| Car is yours at the end of the agreement |
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Optional | |
| Fixed monthly payments |
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| Optional balloon (final) payment |
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| Avoid excess mileage charge |
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| Secured against an asset (e.g. a car) |
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| Support with vehicle issues |
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All our vehicles are distributed either directly through manufacturers, via franchised main dealers or through vehicle holding and preparation centres.
The essential items you will need to bring to a Vizion Finance hand over location would be a valid UK driving license, Valid ID, and a credit or debit card. You would also need to prove you are over 25 years old.