Your Vizion
is our
Mission
Car Finance Made Easy
Get a completely free quote
No impact to your credit score
See the best rates available
Rates from 7.9% APR. Representative APR 11.9%
Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68. This is an example only, lender fees may apply. All finance subject to status.
Vehicle Price:
£ 7000
Initial Payment (Deposit):
£ 0
To Pay Over:
48 Months
Best Available Rate:
6.9%
Initial Borrowing:
£7000
Total Cost Of Credit:
£1030.36
Total Amount Repayable:
£8030.36
48 Monthly Payments of
£167.30
Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68. This is an example only, lender fees may apply. All finance subject to status.
We are Leading
Experts in
Car Finance Solutions
What is Car Finance?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period
Most commonly chosen methods of car finance include Personal Contract Purchase (PCP) and Hire Purchase (HP). Alternatives including a personal loan are also available.
Your payments can depend upon the type of finance you choose, what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Find out moreLet's get started?
Getting a Free Quote with Vizion Finance only takes 5 minutes, and will not affect your credit score
Why Choose Vizion Finance?
Here at Vizion Finance, we believe car finance is more than just a new car. Itʼs a journey to improving everyday life.
Weʼll help you assess your circumstances, collaborate with our panel of trusted lenders, bring you the best APR rates, read the fine print for you, and provide you with a point-of-contact adviser to guide you.
To get a finance quote from us youʼll need to:
- Be over the age of 18
- Have a UK driving license
- Be a UK resident for 3 years
- Have a regular income
Trusted Lenders
We Work With
What are the
Different Types of
Car Finance?
We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing.
Hire Purchase(HP)
Car Finance
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the 'Option to Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.
Learn MorePersonal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.
Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment
Learn MoreBusiness Contract
Car Finance
Business car finance works in a similar way to financing a car for personal use but you can fund multiple cars at the same time.
It means you can spread the cost over different time periods to suit your business instead of paying the full cost upfront.
Learn MoreFrequently Asked Questions
Does getting a free quote affect my credit score?
Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.
Can I have a car on finance and swap for a newer car?
Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.
Do I have to buy a car from you?
No, you can choose a car from any reputable dealership, your account manager is a sourcing vehicle specialists he/she will find you the best deal on the market either from our dealer stock list or by our network of dealerships.
What are the key differences between HP, PCP & Personal Car Loan?
Comparison of Finance Options
| Finance Features: | Hire Purchase (HP) | Personal Contract Purchase (PCP) | Personal Loan |
|---|---|---|---|
| Requires initial deposit | Optional | Optional | |
| Car is yours at the end of the agreement |
|
Optional | |
| Fixed monthly payments |
|
|
|
| Optional balloon (final) payment |
|
|
|
| Avoid excess mileage charge |
|
|
|
| Secured against an asset (e.g. a car) |
|
|
|
| Support with vehicle issues |
|
|
|
Does getting a free quote affect my credit score?
Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.
Can I have a car on finance and swap for a newer car?
Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.
Do I have to buy a car from you?
No, you can choose a car from any reputable dealership, your account manager is a sourcing vehicle specialists he/she will find you the best deal on the market either from our dealer stock list or by our network of dealerships.
What are the key differences between HP, PCP & Personal Car Loan?
Comparison of Finance Options
| Finance Features: | Hire Purchase (HP) | Personal Contract Purchase (PCP) | Personal Loan |
|---|---|---|---|
| Requires initial deposit | Optional | Optional | |
| Car is yours at the end of the agreement |
|
Optional | |
| Fixed monthly payments |
|
|
|
| Optional balloon (final) payment |
|
|
|
| Avoid excess mileage charge |
|
|
|
| Secured against an asset (e.g. a car) |
|
|
|
| Support with vehicle issues |
|
|
|
Get in touch
Phone:
0203 322 1905
Email:
sales@vizionfinance.co.uk
Business Hours:
Monday to Friday 09:00 - 20:30
Saturday 10:00 - 19:00
Sunday 10:00 - 17:00
© 2023 Vizion Autos Ltd t/a Vizion Finance
