Your Vizion
is our Mission

Car Finance Made Easy

Get a completely free quote

No impact to your credit score

See the best rates available

Rates from 7.9% APR. Representative APR 11.9%

Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68. This is an example only, lender fees may apply. All finance subject to status.


Vehicle Price:

£ 7000

Initial Payment (Deposit):

£ 0

To Pay Over:

48 Months

Assuming your credit rating is:

Best Available Rate:

6.9%


Initial Borrowing:

£7000


Total Cost Of Credit:

£1030.36


Total Amount Repayable:

£8030.36


Optional Final Payment:

£8030.36


48 Monthly Payments of

£167.30

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68. This is an example only, lender fees may apply. All finance subject to status.

We are Leading
Experts in
Car Finance Solutions

What is Car Finance?

Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period

Most commonly chosen methods of car finance include Personal Contract Purchase (PCP) and Hire Purchase (HP). Alternatives including a personal loan are also available.

Your payments can depend upon the type of finance you choose, what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.

Find out more

Let's get started?

Getting a Free Quote with Vizion Finance only takes 5 minutes, and will not affect your credit score

Why Choose Vizion Finance?

Here at Vizion Finance, we believe car finance is more than just a new car. Itʼs a journey to improving everyday life.

Weʼll help you assess your circumstances, collaborate with our panel of trusted lenders, bring you the best APR rates, read the fine print for you, and provide you with a point-of-contact adviser to guide you.

To get a finance quote from us youʼll need to:

  • Be over the age of 18
  • Have a UK driving license
  • Be a UK resident for 3 years
  • Have a regular income
Apply Now

Trusted Lenders
We Work With

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What are the
Different Types of
Car Finance?

We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing.

Frequently Asked Questions

Does getting a free quote affect my credit score?

Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.

Can I have a car on finance and swap for a newer car?

Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.

Do I have to buy a car from you?

No, you can choose a car from any reputable dealership, your account manager is a sourcing vehicle specialists he/she will find you the best deal on the market either from our dealer stock list or by our network of dealerships.

What are the key differences between HP, PCP & Personal Car Loan?

Comparison of Finance Options


Finance Features: Hire Purchase (HP) Personal Contract Purchase (PCP) Personal Loan
Requires initial deposit Optional Optional
Car is yours at the end of the agreement
Optional
Fixed monthly payments
Optional balloon (final) payment
Avoid excess mileage charge
Secured against an asset (e.g. a car)
Support with vehicle issues

Does getting a free quote affect my credit score?

Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.

Can I have a car on finance and swap for a newer car?

Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.

Do I have to buy a car from you?

No, you can choose a car from any reputable dealership, your account manager is a sourcing vehicle specialists he/she will find you the best deal on the market either from our dealer stock list or by our network of dealerships.

What are the key differences between HP, PCP & Personal Car Loan?

Comparison of Finance Options


Finance Features: Hire Purchase (HP) Personal Contract Purchase (PCP) Personal Loan
Requires initial deposit Optional Optional
Car is yours at the end of the agreement
Optional
Fixed monthly payments
Optional balloon (final) payment
Avoid excess mileage charge
Secured against an asset (e.g. a car)
Support with vehicle issues

Get in touch

Phone:
0203 322 1905

Email:
sales@vizionfinance.co.uk

Business Hours:
Monday to Friday 09:00 - 20:30
Saturday 10:00 - 19:00
Sunday 10:00 - 17:00

Get a Free Quote