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HP

PCP

Car Finance Calculator

£

Must be between £1,000 to £50,000

£

Best Available Rate

9.9%

Initial Borrowing

£10000

Total Cost of Credit

£0

Total Amount Repayable

£0

48 Monthly

Payments of

£0

Rates from 8.9% APR. Representative APR 16.9%

Representative example: borrowing £7,000 over 4 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00 the amount payable would be £197.37 per month, with a total cost of credit of £2473.69 and a total amount payable of £9473.69. This is an example only, lender fees may apply. All finance subject to status.

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Step by step process
What is car finance
What is Car Finance?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time periodMost commonly chosen methods of car finance include Personal Contract Purchase (PCP) and Hire Purchase (HP). Alternatives including a personal loan are also available.Your payments can depend upon the type of finance you choose, what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Let`s get started?Getting a Free Quote with Vizion Finance only takes 5 minutes, and will not affect your credit score
Why Choose Vizion Finance?Here at Vizion Finance, we believe car finance is more than just a new car. It`s a journey to improving everyday life.We`ll help you assess your circumstances, collaborate with our panel of trusted lenders, bring you the best APR rates, read the fine print for you, and provide you with a point-of-contact adviser to guide you.To get a finance quote from us you`ll need to:
  • Be over the age of 18-
  • Have a UK driving license-
  • Be a UK resident for 3 years-
  • Have a regular income-
Why choose vizion finance
Trusted Lenders We Work With
What are the Different Types of Car Finance?We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing.
Hire Purchase(HP)Car Finance
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the 'Option to Purchase' fee.A deposit may be needed but there would typically be no annual mileage restrictions.
Personal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment
Business ContractCar Finance
Business car finance works in a similar way to financing a car for personal use but you can fund multiple cars at the same time.It means you can spread the cost over different time periods to suit your business instead of paying the full cost upfront.
What our customers say
Frequently Asked Questions

Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.

Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.

No, you can choose a car from any reputable dealership. Your account manager is a sourcing vehicle specialist who will find you the best deal on the market, either from our dealer stock list or our network of dealerships.
Get in touch
Get in touch
Phone:0203 322 1905
Email:sales@vizionfinance.co.uk
Business Hours:
  • Monday to Friday 09:00 - 20:30
  • Saturday 10:00 - 19:00
  • Sunday 10:00 - 17:00
Vizion Finance logo
Vizion Autos Ltd t/a Vizion finance is an authorised credit broker, not a lender, registered in England, company registration number 12299957. We are authorised and regulated by the Financial Conduct Authority under reference number 920157. The registered office address Unit 204 Brooker Road, M25 Business Centre, Waltham Abbey, England, EN9 1JH.We can introduce you to a limited number of finance providers on our panel depending on your credit rating and affordability. By introducing your details, we receive a commission from our finance partners/lenders. This is a fixed percentage or figure and may vary by lender/partner, however this will never impact the rate or acceptance you are provided. Further information can be supplied on request. There is no fee charged by us for arranging the car financing or car warranty, but some lenders may charge a fee. All finance is subject to status and income. Written quotations are available on request. ICO Number ZA798078.
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Contact Info
Unit 204 Brooker Road, M25 Business Centre, Waltham Abbey, England, EN9 1JH
sales@vizionfinance.co.uk
+0203 322 1905