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Temporary Car Insurance

Drive away today with quick, affordable short term motor cover from 1 hour to 28 days.

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Weekly InsuranceFlexible cover for the week.
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What is Temporary Car Insurance?

Temporary car insurance gives you comprehensive cover on a car you own or someone else’s, without changing their policy or affecting their No Claims Discount (NCD). You might need it for a day out, a shared drive, a private test drive, or to borrow a car for an errand.

Whatever the reason, here at Vizion Finance, we’ll get you sorted in just minutes.

Get started with temporary car insurance today

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4.9 Stars

Cover from 1 hour

You can get cover on your selected vehicle from as little as 1 hour, up to 28 days for cars and vans.

Learner drivers can choose flexible policies ranging from 1 hour to 24 weeks, making it ideal for a variety of situations.

Fully Comprehensive

Our highest level of protection, covering damage to your own vehicle as well as third-party vehicles and property.

You’re also protected against theft, fire, vandalism, and accidental damage.

You’ll even protect the owner’s no claims discount (NCD).

Most drivers accepted

We can provide cover for most drivers aged 19 to 75. This includes cars, vans and learner drivers on vehicles up to £65,000

We can provide cover for test drives and business class 1 use also.

When would I use Temporary Car Insurance?

Temporary insurance is a great, flexible way of meeting short term insurance needs. There are endless scenarios where you might find it useful.

Heres a few common instances

Borrowing a friend’s or family member’s car
Test-driving a car before buying
Driving home a new purchase
Learner driver practice
Emergency or unexpected trips
Sharing driving on a road trip

Frequently Asked Questions

We’ve compiled some of the most commonly asked questions about temporary car insurance. Can’t find an answer to your question? No problem! Get in touch today.

What’s Included in Temporary Car Insurance?

Everything you’d expect from an annual policy, but with the flexibility of short-term cover. This includes:

  • Comprehensive Coverage: For both business and leisure use.
  • Accidental Damage: Covers any accidental or malicious damage to the car.
  • Theft and Fire: Protection against theft, attempted theft, and fire damage.
  • European Cover: Third-party cover when driving in Europe.

However, note that some things typically aren't covered:

  • Keys Left in the Ignition: You won’t be covered if the car is stolen with the keys in it.
  • Unnamed Drivers: Only those named on the policy are covered.
  • Incorrect Use: Using the car for purposes not listed in the policy.
  • Wrong Licence: Driving without the correct licence won’t be covered.
  • Hire Cars: Insurance for hire cars needs to be obtained from the rental company.

How much does temporary insurance cost?

The cost of short-term car insurance varies based on several factors:

  • Location: Where you live and where the car is kept overnight.
  • Policy Duration: The length of time you need cover.
  • Type of Car: The make and model of the car.
  • Driving History: Your driving record, including any previous convictions or claims.

Check the table for an overview of where our temporary car insurance prices start from, based on different durations of cover.

For the most accurate cost, get a personalised quote for temporary cover in under two minutes.

Policy DurationStarting Price
1 hour
from£16.40
2 hours
from£16.74
3 hours
from£16.40
4 hours
from£20.14
1 day
from£22.57
2 days
from£22.60
3 days
from£29.35
4 days
from£34.35
1 week
from£29.46
2 weeks
from£21.83
Prices shown are based on the lowest sold prices over the period 10/24 to 03/25

Who is eligible?

To be eligible for temporary car insurance, you need:

  • A valid driving license.
  • The vehicle owner's permission.
  • To meet age and vehicle restrictions (e.g., drivers aged 19-75, car value up to £65,000).

Get a Quote Now

Ready to get covered? Use the simple online tool to get an instant quote. Enter a few details about yourself and the car, choose the duration of your coverage, and get insured within minutes.

Enter your vehicle registration to get started

Get a Quote
Vizion Finance logo
Vizion Autos Ltd t/a Vizion finance is an authorised credit broker, not a lender, registered in England, company registration number 12299957. We are authorised and regulated by the Financial Conduct Authority under reference number 920157. The registered office address 330 Centennial Park, Centennial Avenue, WD6 3TJ.We can introduce you to a limited number of finance providers on our panel depending on your credit rating and affordability. By introducing your details, we receive a commission from our finance partners/lenders. This is a fixed percentage or figure and may vary by lender/partner, however this will never impact the rate or acceptance you are provided. Further information can be supplied on request. There is no fee charged by us for arranging the car financing or car warranty, but some lenders may charge a fee. All finance is subject to status and income. Written quotations are available on request. ICO Number ZA798078.
Contact Info
330 Centennial Park, Centennial Avenue, WD6 3TJ
contact@vizionfinance.co.uk
+0203 322 1905